digital supply chain finance support the photovoltaic industry? A solution is given by Cyberbank.

"downstream dealers are small and scattered, 50% of the market comes from small and micro enterprises with less than 10 million of the purchase amount, and there are many alternative products for loans from large dealers, but terminal small and micro enterprises need new solutions."

"As a national policy-oriented industry, the photovoltaic industry maintains high-speed growth every year. ATS will actively expand the market in central China, northeast China and southwest China. Digital supply chain finance will provide support."

, new energy has become a new trend of industrial development, and green supply chain finance has great potential. Taking the photovoltaic industry as an example, digital supply chain finance is becoming a tool for enterprises to stabilize channels and expand the market, thus promoting the wide application of clean energy.

, the Green Finance Forum of the Internet Commercial Bank was held in Hangzhou, with the participation of industry associations, financial institutions, Trina Solar, Longi Green Energy, Jingao Solar, Artes and other photovoltaic brands.

2021, Cyberbank released a digital supply chain finance solution-Dayan System, which provides convenient and flexible financial services for small and micro enterprises upstream and downstream of the brand supply chain through big data wind control, and explores its application in the photovoltaic industry. At present, 80% of the top 10 brands in the photovoltaic industry have been connected to the wild goose system.

Tianhe is the first brand of Dayan System cooperation. "We arranged for the component distribution division, distributors and other resources to create an industry-oriented solution with the Internet merchant bank. The Internet merchant bank innovatively provides digital credit loan services for distributors and EPC during the construction period. The credit model of 3-minute application, 1-second lending and 0 manual intervention is extremely efficient and solves the pain points of financing for some small and micro enterprises during the construction period." Trina Solar Limited China President Yang Bao told reporters.

Trina Solar distributors that receive services from the Wild Goose System, 70% are small and micro enterprises with annual sales of less than 10 million. The value of digital supply chain finance in serving green small and micro enterprises is prominent.

credit service is only one of the ways that Dayan system supports green enterprises. Identifying dealer risks, managing channels, and helping enterprises develop healthily and sustainably are its new values. "Whether customer information is transparent, whether there are limitations on credit, the level of default risk, the ease of regulation and other issues, are all topics of greatest concern to us in financing services. The PV industry has a threshold for entry, and there is a clearance mechanism for dealers. Ates hopes to explore joint wind control with Cyberbank in the future." Zhang Guoxing, vice president of Ates Group China, said.

reporter learned that the green financial services of the wild goose system are not limited to the photovoltaic industry. Previously, Cyberbank launched a "green procurement loan" to increase special financial support for green brand enterprises and small and micro dealers downstream of their supply chain, encouraging small and micro dealers to purchase green goods and services from greener and more environmentally friendly enterprises. Up to now, it has been applied to more than 260 green brand enterprises such as Haier Group, Wrigley Home, Hello and Tailing.

"ESG is Longji's strategic focus, but standing at the head of the enterprise looking at our downstream customers, especially long tail customers, they don't know how to do green, let alone how to enter the green evaluation system, to establish a set of small green standards, is the pain point of green finance." As a representative of the core enterprise, Longji China distributed vice president Li Jian called on the scene.

has increased its cooperation with third-party data platforms, green certification agencies and core brand enterprises, and explored the establishment of a "green inclusive financial" standard system including green core enterprise identification, green small, medium and micro enterprise evaluation, green project identification and green commodity identification.

Photovoltaic Industry Association, said that because the green standards applicable to small and micro enterprises are not clear enough, even small and micro enterprises and small and micro distributors in the upstream and downstream of the photovoltaic industry that naturally have "green genes" are difficult to obtain green credit. Friends from all walks of life need to discuss together, promote the formulation of small and micro green standards, and strive for more inclusive and greener services for small and micro enterprises in more industries.

By the end of 2022, more than 6.1 million micro and small enterprises had viewed their own green ratings, of which more than 420000 micro and small enterprises had received green credit benefits through green ratings.